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Best credit cards for students

No income proof, low bar to entry, and a gentle way to start building credit while you study.

Kotak Mahindra Bank

Kotak 811 #DreamDifferent

Visa

Kotak 811 #DreamDifferent

Kotak Mahindra Bank

Our top pick in this list.

Annual fee
Free
Rewards up to
1%
Lounges/yr
0
Rates verified 15 Jun 2026
SBI Card

SBI Unnati (Secured)

Visa

Annual fee
Free
Rewards up to
0%
Lounges/yr
0
Rates verified 15 Jun 2026

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