All credit cards

Best cashback credit cards

Straight-up money back on what you already spend — no points math, no gimmicks.

Axis Bank ACE

Visa

Axis Bank

Our top pick in this list.

Annual fee: ₹499
Rewards up to: 5%
Lounges/yr: 4

Rates verified 15 Jun 2026

HDFC Millennia

Visa · Mastercard

HDFC Bank

Annual fee: ₹1,000
Rewards up to: 5%
Lounges/yr: 8

Rates verified 15 Jun 2026

Cashback SBI Card

Visa

Cashback SBI Card

SBI Card

Annual fee: ₹999
Rewards up to: 5%
Lounges/yr: 0

Rates verified 15 Jun 2026

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