Money decisions, minus the lecture
Decide money like you mean it.
Answer a couple of honest questions. Get a straight verdict — the kind a financially-smart friend gives you, not a bank.
Wait
You asked: can I afford a ₹80,000 phone?
That's 41% of a month's pay.
- Share of monthly income
- 41%
- Months to save in cash
- 3
Better move: save for 3 months and buy it outright — no EMI, no regret.
What are you deciding?
Pick one to startMost money sites sell. We just tell you the truth.
A verdict, not an article
Every tool ends in buy, wait, or walk away.
Every number, live
Drag a slider, the answer moves the same frame.
A score that follows you
An honest read on your habits — private, and yours.
Free finance calculators for India
SIP, EMI, income tax, FD, PPF, salary and more — every calculator updates live as you type, with formulas cited to RBI, ITD and AMFI sources.
Also here when you need it
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