Inflation calculator
What today's money will actually be worth later.
Quick answer
An inflation calculator shows what today's money will be worth in the future, or what a future expense costs in today's rupees. India's CPI averages 5–6%; plan long-term goals at 6–7% to account for lifestyle inflation.
What costs ₹1L today will cost
In 10 years at 6% inflation.
- ₹1L then is worth (today)
- ₹55,839
- Purchasing power lost
- 44%
This is why cash under the mattress quietly shrinks — money needs to grow just to stand still.
Rates & rules checked on 15 June 2026 · based on FY 2025-26 (AY 2026-27).
What this tells you
Inflation is the silent tax: the same money buys less every year. Anything earning below the inflation rate is quietly losing you purchasing power.
How it's calculated
Future cost = amount × (1 + inflation)ⁿ. We also show what a future sum is worth in today's money, so the erosion is obvious.
Common questions
- What's India's typical inflation rate?
- CPI inflation has averaged roughly 5–6% over the past decade. Lifestyle and education inflation for the middle class often runs higher — plan with 6–7%.
Jargon, explained
More planning tools
Sources
For general education, not personalised financial advice. Verify current rates and rules before acting — tax laws and interest rates change.