All credit cardsRates verified 15 Jun 2026Rates verified 15 Jun 2026
Tata Neu Infinity HDFC vs Axis Bank ACE
Quick answer
Tata Neu Infinity HDFC vs Axis Bank ACE is a close match. Compare annual fee, top reward rate, lounge access and forex markup — pick the card whose strengths match your spending, and always pay the full bill monthly.
HDFC Bank
Tata Neu Infinity HDFC
RuPay · Visa
Axis Bank
Axis Bank ACE
Visa
Our pick
It's genuinely a toss-up — it comes down to your spending.
Pick based on the one row that matches how you actually spend.
| Feature | Tata Neu Infinity HDFC | Axis Bank ACE |
|---|---|---|
| Annual fee | ₹1,499 | ₹499 ✓ |
| Top reward rate | 5% | 5% |
| Lounge visits/yr | 12 ✓ | 4 |
| Forex markup | 2% ✓ | 4% |
| APR (per year) | 43% | 43% |
| Min income/mo | ₹50,000 | ₹25,000 ✓ |